Portfolio management

General introduction

With a team of highly qualified, experienced and agile experts with market fluctuations and the support / support from PVcomBank's parent bank and strategic partners,PVCB Capital confidently provide specialized portfolio management service, help investors take initiative in financial planning, save time and resources in finding and managing investment items.

A. Opportunities for investing in e-commerce

To participate in investment in the form of portfolio management, investors perform the following steps:

Investors make their requests about the target, the time of investment, risk appetite, payment requirements. PVCB Capital will be based on that to advise products and services portfolio management in accordance with the requirements of investors.

• PVCB Capital and the investor signs a contract to manage the portfolio. The investor transfers capital / assets to PVCB Capital for management.
• PVCB Capital build the portfolio based on the criteria given by the investor, then perform capital / asset management for the investor through seeking investment opportunities, making investments, managing it later. Invest and make reports to the investors about the status of the portfolio.
• Khi end of the Portfolio Management Contract, subject to requirements and agreement with the investor, PVCB Capital hi end of the Portfolio Management Contract, subject to requirements and agreement with the investor,...

Costs that investors must pay for portfolio management services:

Portfolio management fee:

Monthly management fee = (r * Actual management capital * Number of actual management days) / 360

In which: r is the annual management fee specified in the portfolio management contract

Other reasonable expenses:

•      Custody fees, transaction fees paid to the Custodian monthly
•      Transfer fee paid to issuing organization (if any)
•      Brokerage fee (if applicable)

Types of portfolio management trust

Investors can entrust with money or assets to PVCB Capital to invest in 2 management entrustment methods as follows:

•      Designated trustee
•      Entrusted whole

Benefits of investors when entrusting investment capital

Trusting capital through PVCB Capital investors will receive the following benefits:

Assets are managed by a professional company in asset management at a reasonable cost;

Consulted to select the use of portfolio management services in accordance with the characteristics of capital / assets, short-term or long-term investment objectives, the level of risk acceptance to optimize capital;

Save time and resources in market research, seeking investment opportunities, implementing investment and post-investment management but still control investment activities through periodic reports and as required;

PVCB Capital Commit to make investment in an honest and transparent manner

Investment benefits

• Profession: Assets managed by a professional company in asset management;
• Competitive and flexible management fee;
• Separate investment portfolio: Investors are advised to choose to use the portfolio management service in accordance with the characteristics of capital / assets, short-term or long-term investment objectives, level of risk tolerance. ro to optimize capital;
• Controlling risks and restricting investment: Saving time and resources in market research, seeking investment opportunities, implementing investment and post-investment management, but still controlling activities. Invest through periodic and on-demand reports;
• Transparency: PVCB Capital is committed to making investments for investors honestly, transparently and clearly.

B. Types of participation in e-commerce

B.1: Management of appointed portfolio: Depending on investors 'requirements, PVCB Capital conducts research and investment according to Investors' designations. Accordingly, the investor is the one who decides on the investment portfolio, PVCB Capital is responsible for making investment, following the investment and reporting to the investor.

For this product, PVCB Capital commits to make investment according to the investor's orders in an honest, transparent and in the best interest of the investor. PVCB Capital appraises the portfolio and makes periodic reports to help investors understand the situation of the portfolio, thereby making timely investment decisions and controlling risks of investment items. .

B.2: Unspecified portfolio management: PVCB Capital is free to decide and execute investment opportunities according to investment objectives, risk appetite, payment requirements and profits. Expectations of each investor. The investor entrusted all of PVCB Capital with its portfolio management, including seeking investment opportunities, making investment proposals, conducting investment, managing post-investment and reporting investment.

For this product, the investor sets investment criteria. Based on that, PVCB Capital will build an investment portfolio to bring the best benefits to investors, while also controlling risks according to investors' risk criteria.

PVCB Capital can build many types of portfolio to meet different requirements of investors such as fixed interest portfolio, balanced portfolio, growth portfolio.

B.3: Entrusted portfolio of PVCB Capital

With more than 10 years of experience in asset management services, PVCB Capital has been managing investment portfolio for domestic and foreign investors.

List of foreign investment entrustment: Providing investment channels for Japanese investors entering Vietnam

List of domestic investment trusts: including designation and full mandate